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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Mortgage Interest Deduction Calculator . Looking to purchase a car for your business? Can you really afford a fleet? How much will monthly repayments be? Learn how a Chattel Mortgage Calculator can help you determine what type of vehicle you can afford for your business. What are the advantages of owning a car for your business? For a business, there are many benefits to owning a company car and building a fleet. For starters, owning a car outright means you keep the car for the long term. Businesses will also be able to claim the depreciation of the vehicle on their tax. What is a Chattel Mortgage? A Chattel Mortgage is essentially a standard mortgage against the vehicle and is available for businesses looking to purchase a car mainly for company use. The business itself will own the car from the time of purchase but the loan is still secured against the car, so in case of default, the financier can repossess the vehicle. This type of arrangement is different from a Commercial Hire Purchase where the financier maintains ownership of the vehicle until all payments have been made. Chattel Mortgages also have a number of benefits: - Flexible contract terms of 2-5 years - Optional deposit chattel mortgages can be used to finance the entire cost of the vehicle - Optional balloon payment at the end of the term - No GST to be paid on individual monthly payments in fact, youll be able to claim the GST in one lump sum on your next Business Activity Statement - Interest payments and depreciation are tax deductible How ...

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